Sometimes called online banking, it is an outgrowth of PC banking. Internet banking uses the Internet as the delivery channel by which to conduct banking activity, for example, transferring funds, paying bills, viewing checking and savings account balances, paying mortgages, and purchasing financial instruments and certificates of deposit. An Internet banking customer accesses his or her accounts from a browser— software that runs Internet banking programs resident on the bank’s World Wide Web server, not on the user’s PC.

Features

Standard Suit

  • Customer can easily check Balance
  • Any statement can be provided
  • Online requisition of cheque book
  • Information regarding any account or transaction
  • Fund transfer can be done easily within the bank

Loan Application Processing System

  • Expedites the entire loan application and disbursement process
  • Easy to make custom and mass edits in the loan process.
  • Electronic sign of loan applications.

Utility Bill Payment

  • Customer can easily get the utility or other bill through internet.
  • They can pay the bill as well.

Alerts and Notification

  • Alert SMS after each log in
  • Alert SMS for any transaction
  • Cheque Dishonor Notification SMS
  • Bill Payment Notification

3rd Party Integration

  • Integration with Payment Gateway
    Integration with any 3rd Party Interface

Core Banking Interface

  • Integration with Core Banking system

MIS

  • Intelligent Business reporting for Top Management

SMS Service

  • User can easily access banking services through SMS

IVR Portal

  • Customer can access banking information over voice

Administration and Security

  • Basic Security
  • Device based security
  • Mobile based security

Fraud Management

  • Alert the customer or management for any abnormal transaction, multiple wrong login attempt in Banking System