Mobile banking solution empowers retail and corporate banking customers with access to banking services through SMS and GPRS/WAP-enabled handsets, leveraging a single platform. It offers both mobile commerce (m-commerce) and mobile payments within the DNA of mobile banking, with built-in support for merchant-initiated payments and reversals, in addition to customer-initiated payments and reversals. Leveraging recent technological advances in the mobility space, the mobile banking solution empowers banks with the means to innovate by easily deploying new services, with improved time to market. The end user experience thus created is richer, secure and truly convenient.

Features

Account Information

  • Mini-statements and checking of account history
  • Alerts on account activity or passing of set thresholds
  • Monitoring of term deposits
  • Access to loan statements
  • Access to card statements
  • Mutual funds / equity statements
  • Insurance policy management
  • Pension plan management

Payments & Transfers

  • Domestic and international fund transfers
  • Micro-payment handling
  • Mobile re-charging
  • Commercial payment processing
  • Bill payment processing

Investments

  • Portfolio management services
  • Real-time stock quotes
  • Personalized alerts and notifications on security prices

Support

  • Status of requests for credit, including mortgage approval, and insurance coverage
  • Check (cheque) book and card requests
  • Exchange of data messages and e-mail, including complaint submission and tracking

Content Services

  • General information such as weather updates, news
  • Loyalty-related offers
  • Location-based services